Moving house is one of life’s most stressful experiences, but it needn’t be. When we attempt to scale the property ladder, there is always part of us that wonders if it would just be easier to stay put. However, if you want to make money from your bricks and mortar moving on is often the best course of action. When moving day comes around, we are often already so frazzled, that we lose all concept of reality and do anything to get into our new pad as quickly as possible. Forget feeling overwrought and overwhelmed, and take a more measured approach to moving house. You can do it without a hitch.
The most stressful aspect of moving is money. We must have all of our financial ducks in a row. You need to ensure that you stay in the black for at least three months before you apply for a new home loan. Yes, you may have never defaulted on a payment, and you have always paid your current mortgage on time, but you still need to prove that you are a responsible borrower. Many people moving home need to borrow more, so ensure that your credit record is clean. When applying for mortgages go for a desirable rate and consider your fixed, variable and offset options.
Property chains can be the bane of many house movers lives. When you are in a chain, things can become stuck very quickly, and you can become stressed. What if you lose the house that you want to buy? What if your buyers pull out? Try and remain in the present and don’t worry about what might not even happen in the future. This is wasted energy. Focus on what you can do to prevent the chain from stalling. Send all of your forms in on time, sign relevant documentation speedily, and email your property lawyer once a week for a brief update. Don’t telephone them three times a day as this will cause nothing but resentment.
While it may be a little boring, it pays to be as organized as possible when moving house. If you have sold up and you’ve located your next humble abode, your property lawyer will have the technical and legal things in hand. Don’t worry about these and allow the professional that you are paying for to do their job. Instead, concentrate on what is in your control. Do your research and hire a moving company that has excellent reviews. To make your life even easier, you could even secure their packing services, meaning that you don’t have to worry about brown tape, bubble wrap and boxes. Ensure that you have games for the kids come moving day to keep them entertained, and ensure that you clean your house from top to bottom so that it’s ready for the next owners.
Moving to a new home to make new family memories should be an exciting time. Try and banish the stress that comes along with it by following this simple guide.